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Notice of Assessments: All you need to know

Your notice of assessments are available online and by registering for my account with CRA
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Of Prime Interest column.

It is becoming more likely that lenders will request a copy of your notice of assessment (NOA) if you are applying for a mortgage. An NOA is an annual statement issued by Canada Revenue Agency (CRA) to the taxpayer after they have received your federal income tax return. Lenders may require a copy of your most recent NOA to confirm that any tax owing has been paid. If your income is irregular or fluctuates from year to year, the lender may request an NOA for the last two years to verify your income. Your notice of assessments are available online and by registering for my account with CRA you will be able to use e-services to print your NOA91ÂãÁÄÊÓƵ™s electronically.

Step 1: Go to the my account page on the Canada Revenue Agency (CRA) website: www.cra.gc.ca/myaccount. Before you begin make sure you have your social insurance number, date of birth, current postal code and copies of recent tax returns (this year and last).

Step 2: You will have two options under this step, either follow option A or option B.

Option A: To use a user ID and password that you already have, such as for online banking, choose the sign-in partner option. Select your sign-in partner. Fill in some personal information including the amount on one of the lines of your income tax return.

Option B: To create a CRA user ID and password, select the CRA register button.

You will be asked for some personal information including the amount on one of the lines of your income tax return. Next create a CRA user ID, password and set up your own security questions and answers.

Step 3: Check your mailbox for a CRA envelope. CRA wants to make sure that the account you have created is secure so they will send you a security code in the mail. The code will be mailed to the address they have on file so be sure that they have your most recent address. The security code should arrive within five to seven days.

Step 4: After you receive your security code, log into my account on the CRA website and enter your security code. Now you can access your tax information and handle your tax matters online using my account at any time.

If you do not wish to register for online banking you may call 1-800-959-8281 and request that a copy of your NOA be mailed to you.

Of Prime Interest is a collaboration of mortgage professionals Trish Balaberde 250.470.8324 trishb@creativemortgage.ca; Darwyn Sloat 250.718.4117 dsloat@creativemortgage.ca; Christine Hawkins 250.826.2001 christine@creativemortgage.ca



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